Licensed Ugandan Microfinance

Fair, Fast Loans for Groups & Individuals

Your trusted lending partner in Uganda. Transparent rates, flexible terms, and loan decisions in under 24 hours — paid straight to your Mobile Money or bank account.

Decisions in under 24 hoursNo hidden feesMTN & Airtel Mobile Money

Loan Calculator

Estimate your repayments in seconds

AmountUGX 55,000
UGX 10,000UGX 100,000
Duration6 months
1 mo6 mo

Monthly Installment

UGX 14,667

Total Interest

UGX 33,000

Total Repayment

UGX 88,000

Apply for This Loan

Indicative estimate at 10% flat rate. Final terms are confirmed on approval.

UGX 0.0

Total Disbursed

1+

Clients Served

98%

Repayment Rate

10+

Years in Business

Plan Your Repayments

Estimate Your Loan Repayments

Adjust the amount, tenure and interest rate to see your monthly payment, total interest and a full amortization schedule — before you apply. Final terms are confirmed on approval.

  • • Same flat-rate math used on real loans
  • • Interactive per-period breakdown
  • • No sign-up required

Our Loan Products

Whether you're borrowing as a group or individually, we have a loan tailored for you.

School Fees Loans

School Fees Loan

AmountUGX 10,000 – UGX 100,000
Interest Rate10% Flat
Duration1 – 6 months
Repaymentmonthly
CollateralNot required
Individual
Apply Now

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AmountUGX 1,000 – UGX 5,000
Interest Rate10% Flat
Duration1 – 12 months
Repaymentmonthly
CollateralNot required
Individual
Apply Now

How It Works

Get funded in three simple steps

A Ugandan woman and colleague filling in an application on a computer
Step 01·~10 min

Submit Application

Fill in a simple online or in-person loan application.

  • Takes less than 10 minutes
  • No paperwork required
  • Available 24/7 online
A loan review team meeting around a boardroom table
Step 02·< 24 hrs

Expert Review

Our team assesses your application and creditworthiness.

  • Under 24-hour review process
  • SMS & email updates
  • Transparent evaluation
A firm handshake sealing a completed loan agreement
Step 03·Instant

Receive Funds

Approved funds sent directly to you.

  • Mobile Money (MTN/Airtel)
  • Direct bank transfer
  • No hidden charges

Why Choose MBA Rine Financial Services Loans?

We've built our reputation on trust, speed, and fairness

Our staff collaborating as a team around the office table

A dedicated team behind every loan

Real people serving entrepreneurs across Uganda

Fast Processing

Loan decisions in less than 24 hours — we respect your time.

Transparent Terms

No hidden fees. You see exactly what you owe before you sign.

Local & Trusted

Proudly serving Ugandan communities for over a decade.

Flexible Repayment

Choose weekly, bi-weekly, or monthly repayment schedules.

What Our Clients Say

Real stories from real borrowers

“We expanded our market stall business thanks to BridgeAI Studio Loans' group loan. The process was smooth and the team was very supportive throughout.”

Sarah Nakato

Sarah Nakato

Group Loan Client, Nakawa Women's Group

“I got a business loan to buy stock for my hardware shop. In less than 24 hours the money was in my account. I've renewed three times since!”

James Obbo

James Obbo

Individual Loan Client, Hardware Shop Owner

“The salary loan helped me pay my children's school fees without stress. Repayment is easy because it's deducted monthly — I barely feel it.”

Grace Akello

Grace Akello

Salary Loan Client, Secondary School Teacher

Mobile App

Your Loans, In Your Pocket

Download the MBA Rine Financial Services app to apply for loans, track repayments and get instant Mobile Money disbursements — wherever you are.

Apply Anywhere

Submit and track loan applications right from your phone.

Repay with Mobile Money

Pay instalments via MTN or Airtel Money in a few taps.

Smart Reminders

Due-date alerts and instant disbursement notifications.

Secure by Design

Biometric sign-in and device verification keep your account safe.

Direct downloadAndroid APK
Download on theApp StoreSoon

Free download · Works on Android 8+ · iOS coming soon

Hi, Sarah

Kampala Branch

S

Outstanding Balance

UGX 1,240,000

60% repaid · 4 instalments left

Quick Actions

New Loan

Repay Loan

Recent Activity

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Payment received

Sarah Nakato

Done

Loan disbursed

Business Loan

Done

Application approved

Ref #LN-0492

Pending

Home

Frequently Asked Questions

Everything you need to know before you apply

We're here to help

Still have questions?

Talk to our AI assistant right now, or reach the team in Kampala — we respond within one business day.

Call +256 700 000 000

Or email

Ready to Grow Your Business?

Apply for a loan today — it only takes a few minutes.

Get Started

Get in Touch

Have questions about our loan products? We'd love to hear from you.

Head Office

Plot 12, Kampala Road, Kampala, Uganda

Phone / WhatsApp

+256 700 000 000

Email

Working Hours

Mon – Fri: 8:00 AM – 5:00 PM Sat: 9:00 AM – 1:00 PM

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Send Us a Message

We typically respond within one business day.